Thinking about investing in a property for the buy to let market?
Need some expert advice?
Whether you want to buy a property for your child who is off to university, or perhaps you no longer need to live in your current property but want to rent it out?
Or maybe you’re building a property portfolio or looking for a second home?
We’ll make sure you get the right BTL mortgage that will meet your specific needs.
Plus, we’ll ensure your finances are up to scratch, in order to meet the complex lending criteria.
Despite the recent changes in tax and Stamp Duty legislation (a 3% surcharge on a BTL or second home), the property market is still one of the best additional sources of income in the UK.
Your investment will be subject to slightly higher rates of interest, higher lending fees and require a more substantial deposit than on a typical mortgage (usually 20-25% and above).
So this really is a decision you need to go into with your eyes wide open & accurate facts to hand.
While you certainly need more than a small acorn to invest into a second home or BTL these days, with the right financial checks, advice and arrangement- you should still see a mighty oak grow.
The Financial Conduct Authority does not regulate most Buy to Let Mortgages
Ready to make a sound & sustainable investment? Get in contact